The real estate market in the Atlantic Beach and Neptune Beach areas of Jacksonville, Florida, presents a varied picture as of late 2025. While Atlantic Beach is characterized by a less competitive market with a slight decrease in median home prices, Neptune Beach shows a more competitive environment with a significant increase in median home values over the past year, despite a recent dip in August 2025 [1] [2] [3].

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Atlantic Beach, FL, Housing Market

In August 2025, the median sale price for a home in Atlantic Beach was $606,000, reflecting a 0.57% decrease compared to the previous year [1]. The median sale price per square foot also saw a decline of 4.9%, reaching $388 [1]. Homes in Atlantic Beach typically sold after 51 days on the market, a slight increase from 47 days last year [1]. The market is considered "not very competitive," with a Redfin Compete Score™ indicating that multiple offers are rare, and homes generally sell for about 6% below list price, going pending in approximately 77 days [1]. Hot homes, however, can sell for about 2% below list price and go pending in around 49 days [1]. The sale-to-list price ratio in August 2025 was 95.0%, a 2.1 percentage point decrease year-over-year [1].

Migration patterns show that 70% of Atlantic Beach homebuyers searched to stay within the metropolitan area, while 30% looked to move out [1]. Nationally, 0.76% of homebuyers searched to move into Atlantic Beach, with Miami, New York, and Washington being the primary feeder metros [1]. Conversely, Greenville, Knoxville, and Asheville were popular destinations for those leaving Atlantic Beach [1].

Environmental risks in Atlantic Beach include a moderate risk of flooding, with 24% of properties at risk of severe flooding over the next 30 years, and a major risk of wildfire, affecting 75% of properties [1]. All properties face an extreme risk of severe wind events, primarily from hurricanes, and extreme heat, with a projected 185% increase in days over 107°F in 30 years [1].

Neptune Beach, FL, Housing Market

The Neptune Beach housing market is described as "somewhat competitive" [2]. In August 2025, the median sale price for a home was $892,000, which represents a significant 30.0% decrease from the previous year [2]. The median sale price per square foot also decreased by 13.3% to $294 [2]. Homes in Neptune Beach sold after an average of 61 days on the market, an improvement from 81 days last year [2]. The Redfin Compete Score™ for Neptune Beach is 54, indicating that some homes receive multiple offers, and the average home sells for about 5% below list price, going pending in around 57 days [2]. Hot homes can sell for about 1% below list price and go pending in around 39 days [2]. The sale-to-list price ratio was 95.0% in August 2025, a 0.9 percentage point increase year-over-year [2].

However, data from January 2025 presents a different perspective, indicating a more robust market at that time. The median home sales price in January 2025 was $879,000, a substantial 42.9% increase from January 2024 [3]. Homes typically sold after 56 days on the market, which was faster than the state average and quicker than the 69 days in January 2024 [3]. The market was considered a buyer's market in January 2025 due to an increase in housing inventory, with 29 homes for sale compared to 19 in January 2024 [3]. The total months of housing supply available for sale was 9.7 months, up significantly from 2.4 months in January 2024, suggesting a shift towards a buyer-favorable market [3]. Mortgage rates were 6.2%, leading to an average house payment of $5,908 [3]. Neptune Beach home values were 4.4% more expensive than Atlantic Beach and 53.3% more expensive than the Florida state median home value [3].

Similar to Atlantic Beach, migration patterns for Neptune Beach show that 70% of homebuyers searched to stay within the metropolitan area, and 30% looked to move out [2]. Miami, New York, and Washington were the top metros for those moving into Neptune Beach, while Greenville, Knoxville, and Asheville were popular destinations for those leaving [2].

Environmental risks in Neptune Beach are significant, with 93% of properties at risk of severe flooding over the next 30 years, and 62% at risk of wildfire [2]. All properties face an extreme risk of severe wind events, primarily from hurricanes, and extreme heat, with a projected 185% increase in days over 104°F in 30 years [2].